Thank You Mr. Roboto-Signer - 11.09.10 | Vincent K. Mohr : First Priority Financial, Inc. : Fairfield, CA

elaineb: (November 11, 2010 1:02pm)

URGENT - If we don't fight for what's right, we won't have any rights. After years of negative judicial decisions about the use of a straw-man on mortgages, MERS was about to lose its existence as well as its credibility. All of that may change as Wall Street money pours into the coffers of those who are receptive (i.e., almost everyone in Congress). Legislation is being drafted under the interstate commerce clause to ratify MERS and everything it did retroactively. The Obama administration is ready to pardon all the securitization deviants by signing this bill into law. Fortunately, there are some people in Washington who have a conscience and do not want to see this happen. WRITE YOUR CONGRESSMAN NOW. Besides the obvious seediness of this maneuver, it runs roughshod over state property laws, and the rights of investors, homeowners and borrowers. It amounts to a permanent installation of a Federal system that supersedes the county records for recording property rights.

JoeParsons: (November 10, 2010 10:54am)

I used to take flak for the length of my outgoing message, so I changed it: "Joe Parsons. Not here. Leave message." Beep. Interstingly, I got more messages.

ceciliaREALESTATE: (November 09, 2010 9:29pm)

I need help anybody know anything about Forensic Loan Reviews by TILA Solutions this is the website for TILA www.tilasolutions.com They told me they do a Forensic report on my loan paper they charge $825.00 to start and $825.00 in 30 days this company said this on the WEBSITE:The first step we do for you is to perform an in-depth Forensic Audit of your Loan. To date, every loan we have investigated has contained violations or federal laws that have been broken by the banks. If you have any information please e-mail me at [email protected]

5pence: (November 09, 2010 6:58pm)

STIGLITZ: We Have To Throw Bankers In Jail Or The Economy Won't Recover Read more: http://www.businessinsider.com/nobel-economist-says-we-have-to-prosecute-fraud-or-else-the-economy-wont-recover-2010-11

sheriD: (November 09, 2010 4:40pm)

Am working on a case re: robosigning and would really appreciate anyone with first hand knowledge (this means you hybridbanker) to contact me directly at [email protected].

Valuequestor: (November 09, 2010 3:26pm)

Thanks fellas! I was worried about how boring and long my message was and you reminded me I still had not changed it. I used to put funny stuff on there to catch friends and biz folks off guard. I will start again thanks to you. Frank & Brian.....Wicked Smart!

5pence: (November 09, 2010 12:11pm)

Thanks to Bubble Ben the prices of items of necessity are going up. Wheat, rubber, palm oil, soybeans, gasoline and on and on. Things are just getting worse every day because the government will not prosecute the banksters frauds. There's more bad news each and every day. How Ben Bernanke Sentenced The Poorest 20% Of The Population To A Cold, Hungry Winter http://www.zerohedge.com/article/how-ben-bernanke-sentenced-poorest-20-population-cold-hungry-winter

5pence: (November 09, 2010 12:03pm)

Slightly dated but very good article on foreclosuregate and solutions. QE2 is a crime. No banks are too big to fail. http://www.huffingtonpost.com/ellen-brown/foreclosuregate_b_752788.html

Joebob: (November 09, 2010 11:58am)

Voted to not change my greeting. Thought about it, and, even though I change it every day to reflect the new date, and keep it short...it has no pizzaz. Will be changing. Thanks guys. and FYI: Just got licensed with DOC from NMLS on Oct 25th, Nov 1st found out that had to renew and pay all over again! Wow, thought that leaving the "dark side" (what I called Real Estate) to get back into Loan Origination was a good thing. DOC sees it as just another revenue teat to pull! Never saw anything or was informed about the ability to wait a week and save $330...and informed them of such. The word back from my final contact at the DOC--"no exceptions." Pull that teat baby, the Governator's broke, and Governor Retread's on his way back!

W.R.Buchanan: (November 09, 2010 11:28am)

F&B: you need to realize that the vast majority of people are zombies and can't think for themselves. Hence the canned phone greeting "On the phone or away from my desk". If you come up with a new catchy phone message I'm sure they will all flock to it, since they couldn't make one up on their own if their lives depended on it. 90% of the work is done by 10% of the people and only 10% of them actually really know what they are doing! Narrows it right down doesn't it? Yes 1% runs the planet. Randy

5pence: (November 09, 2010 10:58am)

We know the banksters very well by now, they blame everyone but themselves

DanSchweihs: (November 09, 2010 10:20am)

Hybridbanker: Get a lawyer, today! Take your lawyers advice, not mine. Your risk here is that Wells rolls over on you and you take the fall for Wells because they blame you and say you acted as an individual. This may go down in a very ugly way. The first whistleblower cuts the best deal but all this must be done through your lawyer. Mass every day is great but God helps His children that help themselves. Make a back-up copy of your smoking gun documents. Make sure your back-up documents are in a safe place that nobody knows about except you. Not even your lawyer. Real life has nothing to do with the stuff you have seen on TV. Nothing at all. And get a lawyer, today!

5pence: (November 09, 2010 10:19am)

hybridbanker : You might want to get in touch with the Ohio AG, Richard Cordray. His interview about Wells Fargo. http://www.bloomberg.com/video/64076576/

howdo: (November 09, 2010 10:11am)

Big Banks are immune from punishment for their crimes. Just talk to any trust benificiary and you'll find out.

APRAYZR: (November 09, 2010 9:36am)

Robofraud! I'm sure that somehow the regulators will manage to shift the blame toward appraisers again. A renaissance for the bay area, perhaps? First the Giants and maybe now the Raiders!!! "Just win baby win".

5pence: (November 09, 2010 9:34am)

hybridbanker : Dan's shooting straight with you. It is a crime and you should offer your help to the AG - hell, you might even get a monetary reward.

hybridbanker: (November 09, 2010 9:30am)

DanSchweisch - I do have TSG for ALL of it! But it takes a really big stick to swing @ WF and that stick is hard to come by. Who knows? but I already attend mass daily, so I got that going for me! thanks for your supportive remarks

yeemax: (November 09, 2010 9:29am)

YouMail recognizes the caller and greets them in their name. Free application Works great

5pence: (November 09, 2010 9:20am)

Hilarious beginning guys. BTW, I heard the AG of Ohio on TV call those AG's on the foreclosure fraud case, Attorney Generals.

5pence: (November 09, 2010 9:17am)

Robosigners is a distraction. The problem is that the deed did not travel with the assignment and that nulls and voids the mortgage. Robosigners mean nothing. It's what the banks did with MERS that violate the law.

DanSchweihs: (November 09, 2010 8:34am)

Hybridbanker: Do you have the smoking gun emails that show that the management at Wells and many employees at Wells were aware of the fraud? If one person does it, it is individual fraud. If many do it or are aware of it and don’t stop it, it is corporate fraud. Emails took down Enron and Arthur Anderson. Sunshine is the best disinfectant. If you did it, get an attorney and cut a deal as a whistleblower. The first guy to cut a deal gets the best deal. This is out of the bottle and is not going back in. The whistleblower walks away as a hero. Get an attorney today! and cut your deal today. There may be a Presidential pardon for Wells as a company and individuals may take the fall. Get an attorney today! and cut your deal today. You’ll be able to sit up straight in church on Sundays for the rest of your life.

pazookie: (November 09, 2010 7:45am)

it's been a long,long time since i've seen a jolly, happy raider fan!

hybridbanker: (November 09, 2010 7:41am)

I have direct and specific expericience Notarizing ROBO signing in the LOAN MODIFICATION dept @Wells Fargo in the Twin Cities. Part-time Immigrant work force were given the title of V.P. Loan Documentation! Robo Signing is FRAUD.

frankgaray: (November 09, 2010 7:40am)

right on!!! i know changing your greeting might sound odd but it really works. let us know how it goes. ~ brian tbws

hiranmarin: (November 09, 2010 7:31am)

I almost started to disagree with you guys about telling folks what to do on your voicemail, but the idea of changing the greeting to something unique/weird is awesome. I think I'm going to do a Batman greeting. And now... to the Batphone and prospect!

frankgaray: (November 09, 2010 7:19am)

your earlier post is a good point godlike. you can get too "cutesy" and if thats not you, you'll leave your client going "wtf." you can always leave a info piece on your email as well. like rates are at 6 month low let me know when we talk if you want to hear how it can help you...... or something like that.

tbwbrian: (November 09, 2010 7:09am)

good point godlike

GODLIKE: (November 09, 2010 7:09am)

The guy in the Raiders Tshirt was scary, but what do you expect, he's a Raiders fan!

tbwbrian: (November 09, 2010 7:08am)

great posts today. i didnt realize how many people have already mixed it up with there voice mails. Thats great. OH JUSTIN, those are the best robot guys we could find. meet the it department. note to self; if you need dancers stay away from the it department.

Petere: (November 09, 2010 7:07am)

I love folks who change thier voice mail every day. Most times when I call on a Monday the voice mail says good mornign its Friday.

GODLIKE: (November 09, 2010 7:05am)

The danger with the creative phone answerer messages is that you get so cute that people lose respect for you as a business. It's a fine line you trod. But I do really appreciate the good ones. The problem is how do you know if yours is good or like Forrest Gump?

IRA: (November 09, 2010 7:01am)

Karmala Harris has not been certified as the winner as CA AG. Votes are still being counted. Race is too close to call. Do you know Steve Cooley's view on the robosigning investigation?

DanSchweihs: (November 09, 2010 6:56am)

It fraud or perjury is done with intent it is a crime. If a lot of people in a company know about a crime and don’t stop the crime, it is a corporate crime. If a corporation commits a crime, it cannot do business with the US Government. Ask Enron, Arthur Anderson, EF Hutton, etc. Just because a crime is really big, doesn’t mean it’s not a crime. One judge, in any county, in any state needs to stand up and say: “Not in my courtroom.” Look forward to a Presidential pardon of the too-big-to-fail.

timp: (November 09, 2010 6:38am)

NH's new senator is Kelly Ayotte (pronounced "A-yacht"). Not "a-yoda" just an FYI from someone in the granite-state

AndyBrown: (November 09, 2010 6:28am)

I record my greeting everyday to change the day and date. My script has multiple reminders to SMILE because the energy of a smile (or worse, no smile) comes through loud and clear!

ehilliard: (November 09, 2010 6:21am)

I have been in the business over 17 years now and even to this day I have people tell me they call my cell just to get "PUMPED UP!" by my voicemails. If you are not excited, they why hell should they be about leaving you a message to call them back, think about it!

geodaun: (November 09, 2010 6:21am)

Guys, speaking of voice mail, what drives me nuts is the crazy/stupid music that is played initially while waiting to get to the voice mail. Really... Teenage wasteland on a 50 somethings phone... Perhaps there is a way to record a message or Promo as you so elegantly stated instead of some stupid rock and roll song! Nothing against R&R just not on someones business phone!

Old School Mortgage Banker: (November 09, 2010 5:53am)

Brian, I get the emphasis on "Attorneys General" as opposed to "Attoney Generals" when referring to them in plural. But you messed up when you went to abbreviating it to AG. You called them "AGs", but shouldn't it be "AsG" in plural? Thanks for letting me rip on you. I'll buy you a beer in Charlotte for payback!

paappraiser: (November 09, 2010 5:53am)

you have to admit you never heard a pain Stewart joke before. "Traveling Payne Stewart style" yeah he is dead...it worked... Very funny ...

Justin2010: (November 09, 2010 5:43am)

Those are the worst robot impressions I’ve ever seen, but otherwise great show guys.

kdurnell: (November 09, 2010 5:35am)

Give me some ideas for my voicemail. I am not into Elvis! I think this is a great idea but I am just not creative until I have heard some ideas!

GregB: (November 09, 2010 5:24am)

"Traveling Payne Stewart style" really Brain - are you that insensitive - need I remind you and the followers of your vlog that Payne Stewart and 5 other people died while traveling on a private Learjet. I’m sorry but that “quip” was just in poor taste.

benmils: (November 09, 2010 5:10am)

Payne Stewart died in a private plane crash. Unfortunate that you picked him for your example.

linda-joey: (November 09, 2010 5:01am)

Who is that Robo on the left? Pretty hot!

dpapiernik: (November 09, 2010 4:31am)

My biggest pet peave on voicemail is when I hear someone say, leave a message and I will get back to you at my earliest convenience. Your earlest convenience....what I hear you really saying is that I will get back to you when I am damn good and ready and not a second before. It is usually obvious because people that leave that message usually do not cal back quickly. I guess it was not convenient yet!

Swarm The Banks: (November 09, 2010 2:36am)

I'll share a couple of my phone message ideas. I once did a "remote" from a busy street intersection and for some reason that one went over well. Another time I pre-recorded the message and played it back over my speakers, loudly, and re-recorded my message that way. It actually sounded surprisingly good and had a "presence" to it.