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brian tbws: (December 20, 2009 12:14pm)

thanks so much. we are picking up steam and we've got some great additions in coming months that will allow you guys to participate with the daily. I cant wait. Yes 4173 passed the house.

legally pick pocketed appraiser: (December 19, 2009 10:48am)

From what I have see in the past three months I think you guys are great! I am glad, from what it looks like, you're picking up some momentum....thanks.

SoCalApprs2: (December 19, 2009 8:41am)

Hi All, Lets all keep in mind that this forum is probably the first one that is being viewed by very important people that not only work in the field of Real Estate, but also in politics. As a fellow appraiser, I can understand the frustration that we appraiser's all feel. But we now have a forum! Thank you Frank and Brian! That being said, Sus socal appraiser brought up a good point. We need to collect real data showing real uspap and HUD violations that HVCC is causing. This is how we win. Approach the issue with documented facts that show legal violations. We are wasting our time otherwise. Think about it. If we sent to Cuomo's office a box of documents containing actual violations of RESPA, HUD, USPAP,etc, this bill would be dead!! Signatures send a message, violations shut things down. Lets get some real facts and shut down HVCC.

stan the man: (December 19, 2009 8:16am)

I saw on one of the blogs that HR4173 passed the House. Hear anything, is it true.

Valuequestor: (December 18, 2009 5:40pm)

JoeColorado: Please email me. [email protected] Thanks and hang in there.

joecolorado: (December 18, 2009 5:36pm)

Eve, sorry was not I. unfortunately I regard politicians with even more contempt than NY AG's so it was not me at that meeting, however when there is a next meeting please mention it in this string and I will try and get there. I am just getting so jaded with the system that I am starting to lose hope.I will be taking some time off this Christmas so maybe that will help, but we will wait until the new year to see if I want to carry on with this profession.

Deedie: (December 18, 2009 4:06pm)

sus socal appraiser, is that not included in the new HUD (GFE) I thought that was going to become a requirement on our appraisals (DISCLOSURE, DISCLOSURE and DISCLOSURE??????????????

EveInColorado: (December 18, 2009 3:57pm)

Thank you JoeColorado and all others who have told the Media about HVCC. Are you the Joe who was at the meeting in our US Congressman's office last summer? If more of us made appointments with our politicos and news Media, perhaps it would help (but don't bring a weapon, even in Colorado).

sus socal appraiser: (December 18, 2009 3:55pm)

Can we start to collect documentation on HUD-1/closing forms for the Appriasal Fee & our invoice fee...to show the difference & how much the AMC's are making on each assignment? Will this help us in our cause?

Valuequestor: (December 18, 2009 2:25pm)

Joe Colorado and other interested appraisers. Sorry for the delay. I did not forget you guys. At this point I can put you in touch with the ATA. Association of Texas Appraisers, President Bobby Crisp and Michael Brunson of the Coalition of Appraisers in Nevada. We are trying to set up a National Group. We have interested appraisers in most of the western states and two groups mentioned above already in place and active at the state level. We are going to help each other. These men are assembling rosters of interested appraisers. I will be helping in California where I can. Here are contacts: Bobby Crisp : [email protected] ..... Michael Brunson: [email protected] The people that are starting this train moving are all quality individuals, moving foreward to form a National Appraiser PAC in order for ALL Appraisers to have a voice in DC and at the state level. Simple and direct.

AbleRonny: (December 18, 2009 1:41pm)

real appraiser - I don't know who you are or where you are from, but I feel that your ideas and opinions hold a great deal of merit. We really need to come together as one voice, one force for the good of all and set aside our petty differences while adopting and striving for an attitude of maturity and respect as we interact with one another. We are ALL frustrated and angry by what outside forces have imposed on us. However, just because we may feel "safe" to vent with and upon one another, I believe it is FAR more important to take the high road and work together toward more preferable solutions. It is also essential to seriously consider the possibilities, which may be opportunities in diguise. Thank you all for your participation. Thanks, Brian and Frank, for making our forum possible.

Allison Appraiser: (December 18, 2009 1:24pm)

I will donate if Frank and Brian will take someone from the press when the bail him out!

Appraiser Mortge Broker R.E. Agent: (December 18, 2009 12:52pm)

Brian & Frank, What happened to the "sitting at the desk bit". Is this the new look?

appraiser now on death row: (December 18, 2009 12:32pm)

The truth is Cuomo was having an appraisal done and the appraiser called the office to say he was doing a Drive By and Cuomo jumped the gun. Thats my story and I am sticking to it. Oh, how is that collection plate for my bail coming along.

Cheerleader for Appraisers: (December 18, 2009 12:28pm)

I feel we should start a campaign to help this appraiser out. LET'S ALL HELP THIS APPRAISER!!!That would send a message of the support for getting rid of HVCC's. People snap, commit suicide even murder when they lose their jobs for God's sake! That is the way this appraiser is reacting so why is everybody surprised? Not that I condone his actions but some people are just driven to do crazy things when they are forced to give up their livelyhood by crazy people like Cuomo and his ilk.

brian tbws: (December 18, 2009 12:09pm)

alright guys. we're leaving these posts in but lets be careful with our words. Nobodys happy with HVCC but lets stay out of the gutter and violence. Even though I'm sure your joking it doesnt help your cause. We know some of your detractors watch the show so lets not give them ammo. Thanks a bunch. Again with regards to helping this guy out.... we'll wait for his attorney to contact us, in which case we'll put you in contact with him.

HVCC Hater Too: (December 18, 2009 11:50am)

Must be an experienced appraiser! To used to making the appointment first !

Al Gore: (December 18, 2009 11:48am)

I invented Global Warming ! Wait ...take backs..I was supposed to say the Internet ! Wow ! That just might work! Global Warming .. could be profitable.

HVCC Hater: (December 18, 2009 11:47am)

Next time the appraiser should shoot first and announce intention later!

Ancient Appraiser: (December 18, 2009 11:39am)

Little update on a HVCC/AMC fiasco! As I semi-retired appraiser (forced) I am a working Real Estate Broker. One of my agents buyers found "the perfect home" --- easy to value in the neighborhood of $380 to $390. Against our advise the buyers offered $406 on a $429 listing. First appraiser drove 80 miles and came in at $410 (WTF?), after three weeks the lender ordered second appraisal. This appraiser even indicated to the selling agent he didn't want to tick off the lender; so he came in at $375. Buyers now out $800 and no closer to closing after 60 days. Neither appraiser has been certified for much more than one year. Who did HVCC and the AMC's help on this besides the AMC who collected over $400 from their share of the appraisal fees ? To bad the appraiser called first !

Blank check book: (December 18, 2009 11:19am)

What do you call an idiot with a blank check book? ...Hussein Obama!

leothedog: (December 18, 2009 11:07am)

Guys, great show as usual. However, you've just got put back Frank falling out of the plane at the end of the show! Trust me on this one.

joecolorado: (December 18, 2009 10:49am)

I have just emailed KCNC channel4 and The Denver Post to inform them of the appraiser's dilemma and asked them both if they have any interest in checking on the outrageous figure stipulated by the presiding judge.Also informing them why he is incarcerated and the HVCC fiasco is the main cause of bankrupting the appraisal businesses of many appraisers throughout the nation.C/mon guys let yo9u local news channel hear about this and hit your local rag(s) to stir up some interest for this guy.

db: (December 18, 2009 10:49am)

Was the appraiser from Broklynn....an did he have a doberman that spoke in tounges? I think I know this guy....but why shoot him?....just get his car to break down on the BQE...an he'll just disapear! db

Let's get the REAL story out: (December 18, 2009 10:48am)

Appraisers and Brokers: Let's focus on the REAL story - the BIG PICTURE. Cuomo handed control and market share over to the big banks and their subsidiary AMCs when he revised the original verson of the HVCC to let bank owned AMCs operate without restriction! Cuomo revised the Code in their favor - a hypocrisy that should be the focus of the credibility of the HVCC, one that goes directly against original intent of the Code!!! Everyone, please call your local media and get this story out to the public's eye. YES, that means you! We can make it very difficult for the GSEs and Cuomo to continue to support the Code if the facts are exposed!

ILL Appraiser: (December 18, 2009 10:23am)

Brian-How soon can you get more info? Although the NY appraiser was posssibly out of line, we shouldn't let him sit in jail over the holidays just because he allegedly acted on what some or many feel. This may also be the opportune time for some much needed publicity for the cause of the lending industry.

pegasus2005: (December 18, 2009 9:55am)

I agree with gheinez: (December 18, 2009 5:54am) Why don't the mortgage brokers form a credit union. Are we too stupid to miss this opportunity? Looks like Big Banks are trying to squeeze out everybody in order to have EVERYTHING their way. This is AMERICA...Land of Opportunity! Land of the Independent Thinker! Big Banks have proven they operate only for their bottom line (and to give big $$$$ to their CEOs). They are NOT pro-consumer, NOT pro-small business, NOT pro-independent-appraiser, NOT pro-L/O. Seriously, a change in direction is needed! Why NOT Credit Unions?! Local. Work in behalf of the best products for their membership. Sign me up!!

real appraiser: (December 18, 2009 9:51am)

And another thing, NO MORE LAWYERS running as politicians and POTUS. They all want to leave their mark. Hell, the fact that you need an lawyer for AG bothers me. I think a non lawyer would make a better attorney general in New York IMO. We need to elect people who really work for the people, Oh and start having a 2 week hunting season for lobbyist, OK, That may be too far, Hmmm, Maybe not. That is a herd that needs thinning out at fear from the public.

SimpleSolution: (December 18, 2009 9:46am)

Has anyone pulled this guys license info to see his history? If you have his name and state he is licensed in you can go to the states website and pull his info to see if he has been in any other trouble with the licensing board and how many years he has been licensed.

brian tbws: (December 18, 2009 9:42am)

Hi Guys, I just got of the phone with the appraisers attorney and he does not have a way to process or accept any money for his clients defense. There will be more on this story and we'll be sure to bring it to you. Hopefully this is a well intended but frustrated appraiser who is having a hard time reconciling the fact that his ability to continue working has been taken away from him for no apparent reason.

big Mike: (December 18, 2009 9:39am)

HEY FRANK How about starting a fund for that poor appraiser in jail in N.Y. I will contribute. You have the web site and the way to process the payments.

ohio lender: (December 18, 2009 9:39am)

Real Appraiser. I find that an interesting point as well. We did a show on it. Well intended programs for people that otherwise would not qualify for a loan.... is not a good idea. In 2005 they called those sub-prime. Today its humanitarian work. Such is life. Thanks for the GFE Webinar yesterday. Thought it was great.

Focus: (December 18, 2009 9:38am)

It's too late to fight on the GFE. But Reg Z is still open to discussion until Christmas. Estimated 150,000 Mortgage Brokers and only 3173 comments as of this morning. This proposed change effects our compensation. Let's get out there and comment on this WITH SOLUTION IDEAS, don't just complain. Let's put some energy on things we stil have a chance to change.

OregonAppraiser: (December 18, 2009 9:37am)

Soooooooooo.......I love the logic of the liberals. "you all were bad during the Bush years, so now it's our turn to get our corruption on!" Sins of the past do not justify sins of the future. Quit living in your bitter little world where your dreams of Al Gore as president still cloud your judgement.

mpattco: (December 18, 2009 9:35am)

I wonder if we could have Ken Lewis be a spoke "person" for NAMB. I'm sure he understands and could emphasize with the mortgage brokers on they feel about have there industry destroyed by misrepresentation of government officials.

real appraiser: (December 18, 2009 9:31am)

Bad news. Would you agree that barney, cuomo and friends pushed heavily for banks to lend more to those who could not afford home loans, making it easier for banks to act impoperly. You dont need to push banks to be greedy, they are already there, I could care less if they said it was to help minorities, I am one, and anyone who cant afford a loan, should not get one. thats part of the problem

OV: (December 18, 2009 9:28am)

I am surprized more people are not threatening politicians right now. They are invading every industry. I am no fan of the past administration but the people in washington and some attorney generals are way off the deep end.

Dan: (December 18, 2009 9:22am)

It's the appraisal review companies that are killing deals left and right. Even if the appraiser does a great job, the reveiw companies can't wait to chop the value.

Bad news: (December 18, 2009 9:17am)

Deregulation wasnt made to have the banks fund fraudulent loans or lend to people who couldnt qualify. They pointed the finger on the eaisest target (appraisers). Now the appraisers are brokered. The banks are at fault for doing all those exotic loans, because they wanted to package all the loans up (mortgage back securities) and sell them off. They didnt care what was going on or who they were lending to, they were making billions of dollars. Big Brother came in and just made it worse. Inforce the laws that are in place.

Wog: (December 18, 2009 9:01am)

So we followed HVCC rules. And the appraiser that the AMC used turned out to be on the investor's watch list! What a JOKE!

real appraiser: (December 18, 2009 8:54am)

Oh, and all of you who are far left or far right. Both parties have screwed us all since Clinton changed bank regs and opened flood gates for allowing flipping of homes. Bush didnt help curb the bubble and massive bailouts by both parties, there is enough blame to go around. (Hell, if anyone just enforced the laws already in place, none of this would have happened) Both parties suck. They keep you guys in control by pointing fingers and hating the other party. This is how they trick you. JUST THINK ABOUT IT. The more you are engaged in hating the other party, the less you watch your own. Both parties suck, a third party with real values is needed. Almost all politicians have an agenda now, like Cuomo, first governor then president. His HVCC and all lawsuits or just to get him liked by all for the votes. Look at whats wrong with your own party, do you really agree with them, or do you just hate the other side so much you join the villagers rioting and do not see the damage being done.

Coumo: (December 18, 2009 8:47am)

Tiocfaidh ár la páiste gréine Cuomo ..I hope you have an Irish translator Cuomo hahahahaha

real appraiser: (December 18, 2009 8:42am)

sus socal appraiser: Problem is we are way too small a group (and getting smaller due to HVCC). A realtor MUST join the NAR or cannot really function. The fees for an appraiser Union only would be huge and never have serious financial clout. Last thing, someone here said that getting appraiser together or to agree on anything is like herding cats (funny, but absolutely true). Rememer every CE class you have ever taken! We need bigger numbers than just appraisers, think about it.

sus socal appraiser: (December 18, 2009 8:27am)

We do have value/power/influence in numbers, I have started to pull my limited savings & checking acct's from the "Big Banks" to my "Credit Union" accounts....If enough of us pull out from the "Big Banks" that will also send a message. We Appraisers do need to organize to have a Voice & not let the AI do our talking. No matter what happens with HVCC... we DO need to do organize.

DAG: (December 18, 2009 8:20am)

If this guy is not a nut job, maybe we do need to bail him out!

hohoho: (December 18, 2009 8:17am)

sikobitchin - thanks for bringing some reality to the surface. It is so refreshing to read facts, not conjecture. Congress/senate was crazy corrupt during the Bush years, and yes, Repubs were in charge. It is so sad for our country that people like Boehner are so highly regarded by Repubs. He should have gone down with Ney. These same corrupt men are clawing their way back to the top. If that is what the Repub party stands for, who needs it. What we have now is a bunch of them trying to do something just so they can keep their jobs next election. None of them care about the underlings who provide their paychecks. None of them are fiscally responsible. It is a lobby game. As to the shooting threat, I can only assume this person is so overcome with the powerlessness of the situation we are in as brokers and appraisers.

real appraiser: (December 18, 2009 8:16am)

The NAR only has the interest of the realtors, the NAMB has theirs, AI and others are the same. Do not get me wrong, they might help each other when things overlap. But the NAMB fought HVCC for the brokers and the NAR only cared when they saw how it affected them only after HVCC went into effect. Where was NAR prior to HVCC, they could have joined the NAMB prior to HVCC. Hell, the AI was actually helping HVCC to push designations, and they still are. If the people in these groups all joined a National Real Estate Professional Industries Group and paid small yearly fees, THAT would be some serious lobbying clout. None of the things that are happening would happen. But we all hate each other like poison, blaming each other at any chance. And we all know there is some cancer in each group. By the way this NEW group would keep the NAR, NAMB, AI and others in check. Anyone else thinks this is a good idea?

Lets post his bail, how could that hurt?: (December 18, 2009 8:03am)

Deedie/Frank Garay: I did not think about what he is capable of either. I am now in for fitty bucks, what?, I am the only one thinking this? Hold on, someones at the front door, I may need some bail money too!

Broker In SD: (December 18, 2009 8:02am)

REO realtor is correct, sad to say. If we want to have a say, we need to show up in numbers, and NAMB is the best way to do that. As for today's commentary, I loved the "jerk" comment. You guys need to start a "J Factor" for everybody and rate them 1-10 onthe J scale Re: Appraiser's threat - It is unfortunate that this particular appraiser went to threats, which may or may not be idle, but I think it sends a message to Mr. Cuomo just how frustrated appraisers are with the situation. Nobody likes the threat of violence, but it is what some appraisers are feeling right now. There needs to be some middle ground.

Colorado Mama: (December 18, 2009 8:01am)

James the Appraiser: Don't let this happen. If they can sell your house in a week, so can you. Sell your house, use the money to pay rent for whatever time you need to get right side up again. Don't be a fool. That equity is your money.

Mitch: (December 18, 2009 7:48am)

Has anyone had problems with EverHome Mortgage Company?

O.V.: (December 18, 2009 7:46am)

Good GFE webinar yesterday and I appreciated the rate alert giveaway. My small office attended and we are changing our quoting approach. Still Q's about section B and referred services, interested in how many we NEED to refer.

Deedie: (December 18, 2009 7:36am)

I did not think of that.

Frank Garay: (December 18, 2009 7:25am)

Deebie - Careful with that.. you don't know who this guy is or what he's capable of.. it wouldn't be good to have a bunch of peeps bail him out only to have him go through with his threat. Probably better to leave that one alone.

Deedie: (December 18, 2009 7:22am)

Maybe we should all get together and post his bail. Maybe the media will sink their teeth in it and get the issue out to the public/consumers. This could possibly be what we needed.

James the Appraiser: (December 18, 2009 7:19am)

Well, as a Appraiser that has not had an order all month I understand why he can not ome up with his bail money, now back in 2005 it would have been no problem. I will most likely miss my Jan 1 mortgage payment and if I find some way to make that Feb is a sure miss. The bank will love it, why? They can sell my home for $325,000 in a week (worth $365,000) and my outstanding is just $197,000. So this is money in their pocket. So I expect as soon as I miss 1 payment they will be kicking me out.

GODLIKE: (December 18, 2009 7:15am)

Finally some publicity that will allow the public to see what HVCC has done.

Willy: (December 18, 2009 7:14am)

sikobitchin....you can't be serious?? Do you happen to remember who was in charge during the last 2 years of Bush's term?? You know...when crap really started to hit the fan? I'll give you a hint: it rhymes with "democrats".

jaded in texas: (December 18, 2009 7:12am)

For those listening/watching/etc. and are always wishing to influence TBWS to behave the way that "you" feel is best, remember this-IT'S THEIR SHOW! If you don't like what TBWS is doing, hit your delete key or unsubscribe. Or, get your own show up and running---and good luck with that.

REORealtor1: (December 18, 2009 6:54am)

Right Plubius! You do need an association like the NAR, even the NRA has more clout!! Oh, wait, you already do! It's called the NAMB except from the two years I worked in the mortgage industry none of you bother to join and none of you go to any of the meetings! GET INVOLVED!!! NOW!! It's that simple. There are strength in numbers.

Silly Sikobitchin: (December 18, 2009 6:53am)

OK Lefty boy.... You want me to read a Anti-Bush article from 2006 printing in RollingStone??? This article is supposed to deter us from seeing the failings of our current legislators? Did you see that McCain cosponsored a bill the other day with Cantwell a Democratic. He had done this throughout his entire career. The man knows how to work with people. Wish Barry, Nancy & Harry did.

sikobitchin: (December 18, 2009 6:31am)

i recommend all you "rightys" read this before you rip the folks in congress. my, you all seem to have such short memories. http://www.rollingstone.com/news/coverstory/worst_congress_ever/page/1

Loanarranger: (December 18, 2009 6:30am)

Hey guys, your doing a great job at bringing informative information and some sarcasm, something all mortgage personalities love. BUT, I think it is time we act more professional dealing with mainstream American politics and the bureaucrats that represent our problems. As your show gains more exposure the message will become more valuable to all of us. Keep it light but real. Thanks for all your doing.

GaryP: (December 18, 2009 6:27am)

I'm sure some computer guy at the FBI or NSA, or wherever is just loving this discussion. We're going to get tagged as a domestic terrorist group or something. Just remember, big brother is watching and shouting "Fire" in a theater is not free speech.

TheBigEasy: (December 18, 2009 6:23am)

So, what you're saying is "do not threaten Andy in advance" of anything you have planned?

GaryP: (December 18, 2009 6:21am)

I had to laugh when I saw a report yesterday when Republicans were turned away from Nancy Pelosi's "US legislative" news conference at the climate change summit in Copenhagen. They were told that it was by invitation only and they were not invited and should go do their own news conference. Nancy's bipartisanism is just overwhelming. You folks in Ca. sure know how to elect them.

JustaSample: (December 18, 2009 6:14am)

Gee, if the appraisers bail was set at $500M and Flagstar needs $500M can we assume that Cuomo is worth $500M and let him bail out Flagstar:) These people talk about millions like I look at thousands. Anyone know where I can get a used money printing machine so I can bail myself out like the feds bail out everyone else? I also need a private jet to attend daily world events while telling everyone else to save the environment by reducing fue consumption. We are being policed and sanctioned and vilifed by the biggest "fat cat crooks" in the history of our nation and the fat cat I am referring to are the elected in DC.

mlt8887: (December 18, 2009 6:12am)

hey guys, You really should put the rate tracker back on this page. It's one of the reasons I set you up on my desktop, and if I've got to subscribe and/ or go to anither site it's nowhere near as convenient.

big Mike: (December 18, 2009 6:08am)

I think Andy boy's emial is first scaned by a computer for key threatening words like, gun, kill, dead, bomb. I wish some one would write him and at the bottom of the email just put some random words on it as a test. I can't do it I allready used my get out of jail free card. And who is the one person that thinks all appraiser's a nuts on the poll.

MortgageMan: (December 18, 2009 6:01am)

Frustrating day yesterday when my borrower's HVCC appraisal could not be transferred to another lender. As a result, borrower has $900 in appraisal fees for a $250,000 refinance. Is there a bail fund set up for the appraiser who threatened Cuomo? :)

appriasing 25 years: (December 18, 2009 6:00am)

Let's see we will eventually the terrorist (I'm not PC deal with it) go free but make a threat and we'll never see that guy again. We need bail reform. Let's keep judges from setting bail. We need bail management companies. They will only take 50-60% of the bail as their management fee.

big Mike: (December 18, 2009 5:57am)

Hey Frank, I wish I could have selected a, b and c in the poll. I think it is a little bit of all three.

gheinez: (December 18, 2009 5:54am)

Why don't the mortgage brokers form a credit union. Are we too stupid to miss this opportunity?

big Mike: (December 18, 2009 5:52am)

Oh I did something similar, I told old Andy in an email that if he came to CA I'd shoot his ass. And I even gave the little bastard my address. I was testing to see if anyone reads his email. Oh, they do, the next day around 2pm 6 FBI agents with flack jackes and all, show up on my porch and we have an interview for about 15 min. That was a 6 months ago and I am still out in public. The Agents were nice guys, I explained the entire HVCC mess and they understood my frustration. I got the feeling that they did not care for liberials either.

JohnTheHeckler: (December 18, 2009 5:50am)

Frank and Brian, I like your guys style. You even have the stones to publish the comment from You Owe Me $39 bucks!!. Merry Christmas and good tidings with some big FHA smashes!!!

Brett in Colorado: (December 18, 2009 5:47am)

Appraisers do need something like NAR. I am a real estate broker and I am always shocked by even my fellow brokers who seem to 'blame' appraisers! You are right, Publius, appraisers have no lobbyists so they are the targets of the 'fat cats'.

You Owe Me $39 bucks!!: (December 18, 2009 5:45am)

Thanks for the GFE webinar yesterday guys. Let's see, $39.00 for 30 minutes of explanation of what you could already get on HUD's website, followed by another 20 minutes of "I'm not here to sell you" but here I go to sell you on Rate Alert. Wow, if I could only 'hook' people in with a catchy Webinar name and then charge them $39 bucks to hear my sale pitch, I'd own a couple different companies too!!!

Publius: (December 18, 2009 5:40am)

Guys--We mortgage professionals need an organization with the clout of the NAR to represent us. Otherwise, we are going to be punished for the sins of the greedy Wall Street leeches that had much more to do with the mortgage meltdown than a few rogue brokers.

Nuke 'em 'til they Glow: (December 18, 2009 5:30am)

Time Magazine is Smoking Crack.... but what else is new for the lefty whacks in the media. Cancellation CC... while they are at it cancel your BofA and Chase since the are some of the most predatory CC issuers out there

Crack of midnight: (December 18, 2009 2:17am)

Still up inputting new files...